Call Stanton Insurance Today for a Free Quote: 781-893-3200

Your home is your most valuable asset.  

Think for a moment just how valuable your home is to you. Imagine if you lost your home due to a fire and think of how drastically your life would be disrupted. In the event of a disaster you would want things to return to normal as soon as possible, and this is what homeowners insurance is for. 

What could possibly happen to your home?

Fire, windstorm, electrical fires, frozen pipes, burglaries and lawsuits filed by other parties claiming your negligence caused them harm, just to name a few. The purpose of homeowners insurance isn't to cover general maintenance or wear and tear to your home, but to protect you against potential losses for which it would be unreasonable for you to pay yourself. 

What does a homeowners policy cover?

• The physical structure of your home
• Personal property
• Additional living expenses if your home becomes unlivable due to a covered loss
• Liability coverage for lawsuits filed against you
• Many other options and coverages as well

Frequently asked questions:

• What is the difference between replacement costs vs. actual cash value coverage?   

Replacement cost covers what it costs to replace your property with no deduction for depreciation.   

• Can I save money if I combine my home & auto coverage’s with the same company?

Most companies are offering a 20% discount to the home policy if combined with an auto. 

• What happens if I have a claim?

You call Stanton Insurance directly and speak with a claims specialist at our office who cares & knows your account.

• What if I need special coverage for jewelry, silverware or Fine Arts?

An HO-61 endorsement can be added to your homeowners that will replace those items with no deductible, if stolen, damaged, or even lost!

• What does a Personal Umbrella Liability Policy cover?

These policies cover liability claims if someone’s sues you for a higher value amount in excess of what is provided on your homeowner’s policy.

• How do I know if I have the right coverage on my home?

At Stanton Insurance we will perform a cost estimator calculation which will determine the value of your home based on square footage, number of rooms, & construction costs.