SIA's Insurance Resource Blog

How to register a car in Massachusetts

Posted by Taylor Patrick on Tue, Jan 31,2012 @ 15:01 PM

Here is what to do if you are applying for a new Massachusetts registration...

  1. If you purchased your car from a dealer, have them fill out an “RMV-1” form for “registration and title”. If you purchased the car from an out of state dealer, you will want to get in touch with your insurance agent who can complete and stamp the RMV-1 form for you.
  2. Next you will need to have your licensed insurance agent stamp and sign the RMV-1 form for proof of insurance. If you do not yet have insurance, you will need to purchase it before you can register the car. Also, keep in mind that once your form has been stamped, you have 7 DAYS to take the RMV-1 to the registry before the stamp will expire and you will need to get a new RMV-1 completed.
  3. Mass Registration Once you have a completed RMV-1 that has been stamped by your insurance broker, this form must be accompanied by one of the following before you are ready to head down to the RMV:
    1. If you purchased a new vehicle, you should have the manufacturer’s “certificate of origin”.
    2. The previous owner’s certificate of title, or
    3. The previous registration and bill of sale for vehicles exempt because of their age.
  4. Make sure that the title or the “certificate of origin” includes the following information: the date sold, odometer reading, purchase price, and your signature. If all of this paperwork is in order, you are now ready to go to RMV. Keep in mind that many insurance agents and dealers are willing to take your paperwork to the RMV for you, saving you from what can be a frustrating and time consuming trip.

One more thing to keep in mind: the fees. A 6.25% sales tax will be collected when you go to the registry, based on the purchase price of the vehicle. In addition, there is also a $75 fee for a new registration, as well as a $50 fee for new plates (assuming these are normal series plates and not vanity or special plates). If you are transferring plates from your old vehicle to a new vehicle, the fee is $25 instead of $50. You will receive new plates and a receipt of registration at the RMV, as well as a expiration sticker for your rear plate. Your title will be processed and mailed to you. 

Tags: title and registration, register a car, mass RMV

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