Whole Life
Permanent Insurance that cost more at startup but over time yields a cash surrender value. As the name implies this policy stays with you your whole life and there is no need to qualify with a medical exam as you get older.

Universal Life
Similar to Whole life but yields a higher interest rate but in most cases will be offered only until age 65

Term Life
The least expensive plan that can be purchased on an annual basis, 5 year level, 10 year, 15 year, or 20 year plan. There is no cash surrender value and once the term ends a medical will be required to purchase a new plan. This is usually purchase to cover a mortgage and may be termed mortgage Insurance

Health Insurance
Blue Cross Blue Shield, Harvard Pilgrim, Tufts, Dental Delta, whether it is a small or large group we can provide you with different choices and answer all your questions.

Key Man Life Insurance
Protect that valuable partner,corporate staff member, or special employee with special life coverage should disaster strike.

Group Life & Health Plans
Many A+ rated Health Carriers that will provide Custom Health & Life coverage for your employees, including Dental Plans.

Or Call SIA Today To Learn More: 781-893-3200