Your typical home insurance policy offers broad range of coverages to protect your home and personal property: fire, storm, wind, theft, etc. But one thing it does not cover is mechanical breakdown for items like heating and electrical systems or permanently installed appliances. The resulting damage from mechanical breakdown, for example a dishwasher that breaks causing water damage, would typically be covered but the broken dishwasher would not. Commerce Insurance is now offering increased coverage for these types of situations.
Your Critical Equipment is Covered…
Home Systems Protection covers a wide range of critical systems and equipment:
- Central air conditioning
- Ventilation systems and fans
- Boilers, furnaces, heat pumps and water heaters
- Solar heaters
- Radiant and geothermal heating systems
- Well pumps
- Back-up generators, built-in
- Chair lifts and elevators
- Electrical service panels
- Pool and spa equipment, built-in
- Central vacuums
- Permanently-installed appliances
By adding this endorsement you will also receive access to their new website that has tools to help improve home energy efficiency and save money on energy costs. If you are already insured with Commerce, this endorsement can be added for an addition premium. Contact your agent if you have any questions are interested in adding this coverage to your policy. For more information contact Stanton Insurance at 781.893.3200.